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Phase 4

Pan-African Finance

Mobile money, banks, Stellar, CBDCs, payroll, diaspora investment, public tax rails, SHOAM settlement, and USDC ramps.

Afriflix Bank

Ready

Deposit USDC or SHOAM, withdraw cash, pay mobile money, and receive film salaries.

Open Bank

Mobile Money Gateway

Ready

MTN, Airtel, M-Pesa, and Wave settlement rails connected to Stellar-facing records.

Pay Mobile Money

CBDC & Government Gateway

Ready

AFRIFLIX Connect for Rwandan e-Franc, Nigerian e-Naira, and Kenyan CBDC flows.

Open CBDC Bridge

Cross-Border Film Economy

Ready

Route salaries and royalties for actors and crews in Rwanda, Nigeria, Ghana, and South Africa.

Run Payroll

Diaspora Investment Portal

Ready

USA, Europe, and Canada investors can fund African films, hotels, cinemas, and cities.

Invest

Government + Tax Layer

Ready

Transparent tax and business records for hotels, films, hospitals, licenses, and public finance.

Collect Tax

Market ready

Pan-African finance rail

Bank, mobile money, CBDC, payroll, diaspora investment, and tax flows are wired to local API records with explicit SHOAM, USDC bridge, Phase 1 marketplace, and Phase 3 property-share contract references.

Phase 4 finance actions are locked for mainnet-lite until banking, payroll, tax, CBDC, and rail readiness pass.

SHOAM balance

0Synced to SHOAM settlement records

USDC / CBDC bridge

0CBDCBridge.mint and USDC ramp ready

Cash rail

0Bank withdraw and mobile money settlement

Contract service map

Rails

Switch sandbox

Fiat to USDC to SHOAM

Africa

Nigeria NGNGhana GHSKenya KESSouth Africa ZARRepublic of Congo XAFUganda UGXEthiopia ETBCote d'Ivoire XOFCameroon XAFSenegal XOFRwanda RWF

Asia

Australia AUDChina CNYHong Kong HKDIndia INRSingapore SGDSouth Korea KRW

Europe

Austria EUR / MiCABelgium EUR / MiCAGermany EUR / MiCASpain EUR / MiCAFrance EUR / MiCAIreland EUR / MiCAItaly EUR / MiCANetherlands EUR / MiCAPortugal EUR / MiCASweden SEK / MiCADenmark DKK / MiCAPoland PLN / MiCACzech Republic CZK / MiCAHungary HUF / MiCARomania RON / MiCABulgaria BGN / MiCANorway NOK / MiCASwitzerland CHFUnited Kingdom GBP

Other

United States USDArgentina ARSUnited Arab Emirates AED

MiCA gate

unverified

Europe rails are listed for SWITCH planning, but EU/EEA live onramp and offramp stay blocked until a MiCA-authorized CASP or regulated partner is configured.

OUSD optional rail

planning

OUSD is mapped as a provider-pending settlement route through bridge_stripe. USDC remains the primary AFRIFLIX bridge for SHOAM swaps, reserves, and existing phase records.

Provider statuspending

KYB statuspending

Allowed countriesprovider_pending

Blocked countriesprovider_pending

Allowed use casestreasury_planning,settlement_planning

Blocked use casesstock_reserve,public_investment,payouts_live,cards_live

Transaction limitprovider_pending

Provider confirmation checklist

pending

Provider product access approved for OUSDneeded

KYB accepted for AFRIFLIX operating entityneeded

Supported countries and currencies confirmedneeded

Fees, limits, refunds, and disputes confirmedneeded

Sanctions, AML, and prohibited-use rules confirmedneeded

Settlement, treasury, payout, and reserve use cases approvedneeded

Base 0xB20000000000000000000002fEb517dFeC7415344Ethereum 0x9f6F3991D525015a6F8CaF062C83b62fD3AC4436Solana ousd2mJsPEckLHcSCDxyKD7NDGARZcfLbDZkKiatYHBTempo 0x20c00000000000000000000006a37DA5C996874BE

US passive UI disclosure

required

US passive UI mode: AFRIFLIX only prepares user-selected, self-custodial parameters. It does not hold funds, choose routes, give investment advice, or represent SEC/CFTC registration.

Live Market Prices

Loading

Loading market prices...

Switch response

WAITING

Run a lookup or ramp request to receive bank, mobile money, or stablecoin deposit instructions.

FiatUSDCAFRIFLIX SwapSHOAM

AFRIFLIX Swap

Freighter required

App rate1 USDC = 1 SHOAM

AFRIFLIX interface fee0 bps fixed interface fee; AFRIFLIX charges no interface fee for this passive UI action.

Freighter contract units1,000,000,000 -> 1,000,000,000

Freighter shows raw Soroban units: 1 token = 10,000,000 contract units. Your app amount remains 100 USDC.

AFRIFLIX Swap is ready. Onramp responses auto-load USDC -> SHOAM for Freighter confirmation.

Swap CDVIVGL23ZE2QGCRUWDHDLRUXBHRNMNQO2A2JHXKLPQKFFHDOX6M3PKVSHOAM CCJBCVVNVJPNWQHNDDM2DQRVYBLTA3KCRZYAO5QZUHO4ELQH6FUZQS3VUSDC CA7EEUEROHX6VVZGTQTQU2FXBDH447B4QGOWLBUFI2WIHBSL7WE6GP7S

Finance transactions

Service Console

Ready

Afriflix Bank

Calls AfriflixBank.deposit(user, amount), AfriflixBank.withdraw(user, amount), and AfriflixBank.balance(user), with SHOAM and USDC balances mirrored in the Phase 4 market API.

contracts/phase4-bank/afriflix_bank

Ready

Mobile Money Gateway

Uses AfriflixBank.withdraw(user, amount) as the local settlement source while preserving SHOAM and USDC bridge links for mobile money payouts.

contracts/phase4-bank/afriflix_bank + contracts/shoam_token + USDC_ASSET_CONTRACT_ID

Ready

CBDC & Government Gateway

Calls CBDCBridge.mint(gov, user, amount) with government authorization and mirrors CBDC/USDC/SHOAM settlement records in the API.

contracts/phase4-bank/cbdc_bridge

Ready

Cross-Border Film Economy

Calls Payroll.pay(payer, actor, amount) and connects payouts to Phase 1 marketplace royalty activity and SHOAM settlement.

contracts/phase4-bank/payroll

Ready

Diaspora Investment Portal

Calls PropertyShares.buy(property_id, buyer, amount), records SHOAM settlement, and returns property shares, royalties, or SHOAM receipts.

contracts/phase3-city/property_shares + contracts/phase1-core/marketplace + contracts/shoam_token

Ready

Government + Tax Layer

Calls Tax.collect(business, amount) and records government-facing settlement entries for regulated business activity.

contracts/phase4-bank/tax